The type of cases that Amerilit cannot handle under the 10% fee are:

(1)   Small Claims Actions in states where attorney representation is prohibited by state or local rules.

(2)   Cross-Collateralizing of secured assets is when the account is cross-collateralized with another account or loan (typically credit unions).

(3)   Secured Debts established by a security agreement or loan agreement securing the debt or loan with collateral owned by the debtor.

(4)   Business Lawsuits naming an individual debtor and a business entity that the individual is a member of.

(5)   Tax debts, Student loans, or medical debts, for example federal student aid debt or hospital, emergency room, or ambulance service debt collected by the US Treasury Department by offset or a private sector party.

(6)   Non-Collection Actions including lawsuits that are not for an unsecured credit card debt or personal loan.

(7)   Insufficient time to effectively represent you in a matter, even though your lawsuit may be of a type that Amerilit handles, we may not be able to accept your case if an upcoming court date causes inadequate time to prepare or the stage of litigation in which there is insufficient time to prepare for Amerilit to effectively represent you makes representation impossible, i.e., missed deadlines for answers or appearances. This will be determined on a case-by-case basis after review of your completed intake questionnaire and legal documents.